Home Loans

People’s Bank of Seneca is locally owned, and therefore your mortgage loan is LOCALLY DECISIONED.  This enables us to get you an answer SOONER and to the closing table QUICKER!  The mortgage lenders have a large array of products to choose from to ensure we fit your needs. 


  • Up to a maximum of 95% loan to value with no PMI on purchases
  • Cash-out or no cash-out refinance
  • Debt Consolidation up to 100%
  • Government loans including FHA/VA/RD
  • Bridge loans
  • Vacation/second home
  • Construction
  • Lot/land
  • Home improvement

Click here to navigate to our mortgage lenders page for more information.  You can also stop by any one of our locations or call one of our lenders. Elizabeth Bridges, Amy Gannaway and Skylar Wallace are eager to help!