Checking Accounts:

People’s Checking

  • $50.00 Initial Deposit
  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Free Internet Banking
  • Free Online Bill Pay
  • Service Charge – $6.00 per month – if daily balance falls below $250.00*+

*waived for first full statement cycle after opening
+waived if enrolled in e-Statements

People’s Interest Checking

  • $750.00 Initial Deposit
  • Earns interest on daily collected balance – Compounded & credited monthly
  • Interest rate subject to change
  • Free ATM/Debit Card
  • Free Internet Banking
  • Free Online Bill Pay
  • 1 free box of specialty checks per year
  • Service Charge – $10.00 per month – if daily balance falls below $750.00

People’s 50+ Checking

  • Customer must be 50 or older to qualify
  • $50.00 Initial Deposit
  • Unlimited Check Writing
  • Free ATM/Debit Card
  • Free Internet Banking
  • Free Online Bill Pay
  • 50% discount on Safe Deposit boxes
  • 1 free box of specialty checks per year
  • No minimum balance or service charges

Restrictions & Limitations:

  • A charge of $10.00 will be assessed on the account if closed within 90 days of opening. (Does not apply to Peep’s Savings or People’s Christmas Savings)
  • Interest begins to accrue on the business day you deposit noncash items (ie: checks)
  • If the account is closed before interest is credited, you will not receive the accrued interest.