People's Bank Services
At Peoples Bank of Seneca, were committed to providing the highest quality banking
experience available in a hometown, friendly atmosphere. Whether a personal or
business customer, we will work to find the best solution for your banking needs.
Personal Services
Checking
- Free Checking
-
For those who are looking for a no-frills account with no minimum balance requirements...
- $100.00 minimum to open
- No minimum balance requirements
- Unlimited check writing abilities
- First debit card free
- No service charge
- Personal Now
-
For personal customers wanting to earn interest on their balance with unlimited check writing abilities
- $750.00 minimum to open
- No service charge if daily balance remains above $750.00
- Interest bearing account
- Unlimited check writing
- Personal Money Market
-
For personal customers who want to earn the highest interest rate and write a minimum number of checks each month
- $2,500.00 minimum to open
- Six transfers per month
- No service charge if daily balance stays above $2,500.00
Savings
- Regular Savings
-
A statement savings account for personal customers
- $100.00 minimum deposit to open
- Interest bearing account
- Six (6) transfers per month
- Maintain at least a $100.00 balance to avoid $1.00 monthly service charge.
- Junior Savings
-
A statement savings account for our younger customers age 17 and under
- $25.00 minimum deposit to open
- Interest bearing account
- No minimum balance requirements
- Six (6) transfers per month
- Christmas Club
-
A savings account for holiday needs
- $5.00 minimum deposit to open
- Interest bearing account
- Interest accrued daily and paid at the time the account balance is distributed (October 31)
- Certificates of Deposit
-
For customers wanting to earn the highest interest from short-term investments
- Variety of terms and rates available for 3 month to 5 year certificates
- $1,000.00 minimum to open
- Rates are negotiable for deposits of $100,000 or more
- Choice of payment options
- Automatic renewal available
- Individual Retirement Accounts (IRAs)
-
Accounts for customers saving for retirement or rolling-over existing 401(k)s
- Traditional IRAs
- No service charges or maintenance fees
- Automatic renewal available
Other Services
- Home Equity Services
- Mortgage Services
Business Services
Checking
- Business Checking
-
For those business customers who need a basic checking account with unlimited check writing abilities
- $100.00 minimum to open
- No service charge if daily balance remains above $500.00
- Unlimited check writing
- Business Now
-
For our business customers wanting to earn interest on their balance with unlimited check writing abilities
- $1,000.00 minimum to open
- No service charge if daily balance stays above $1,000.00
- $0.15 charge per credit or debit
- Unlimited check writing
- Business Money Market
-
For business customers who want to earn the highest interest rate and write a minimum number of checks each month
- $2,500.00 minimum to open
- Six transfers per month
- No service charge if daily balance stays above $2,500.00
Savings
- Regular Savings
-
A statement savings account for personal customers
- $100.00 minimum deposit to open
- Interest bearing account
- Six (6) transfers per month
- Maintain at least a $100.00 balance to avoid $1.00 monthly service charge.
Other Services
- Commercial Lending
- Payroll Services
- Commercial Savings